As we age, it's important to have comprehensive health insurance coverage to protect our health and finances. For many seniors, Medicare is the go-to option for health insurance. However, navigating the nuances of Medicare can be overwhelming, especially when it comes to choosing between original Medicare and Medicare Advantage plans.
Original Medicare is the traditional fee-for-service program that is administered by the federal government. It includes Part A (hospital insurance) and Part B (medical insurance). While original Medicare covers many medical services, it does not cover everything. For example, it does not cover prescription drugs, dental, vision, or hearing services.
Medicare Advantage plans, on the other hand, are offered by private insurance companies and provide all of the coverage of original Medicare, plus additional benefits such as prescription drug coverage, dental, vision, and hearing services. Medicare Advantage plans are required to provide the same level of coverage as original Medicare, but they often offer additional benefits that can help seniors save money and stay healthy.
At our agency, we specialize in helping seniors navigate the nuances of Medicare and choose the best plan for their unique needs and preferences. We work with a variety of insurance carriers to offer a range of Medicare Advantage plans that provide comprehensive coverage at affordable prices.
One of the biggest advantages of working with our agency is that we offer personalized service and support. We take the time to understand each of our clients' needs and preferences and help them choose a plan that provides the coverage they need at a price they can afford. We also provide ongoing support throughout the year, answering questions, resolving issues, and helping our clients get the care they need when they need it.
If you are approaching Medicare eligibility or are already enrolled in Medicare and are interested in exploring your options for Medicare Advantage plans, contact our agency today to learn more about how we can help. We are dedicated to providing our clients with the best possible coverage and service, and we look forward to helping you protect your health and finances in retirement.
Contact our trusted professionals and learn more about the benefits that you are entitled via Medicare and Medicaid Benefits.